Finance

Rent affordability calculator

Quickly classify housing cost as healthy, needs attention, or high burden.

Rent affordability estimate

Estimate housing cost ratios from income, rent, and other housing costs.

Formula and method

Rent ratio = rent / income. Total housing ratio = (rent + management fee + utilities) / income. Under 25% is relatively healthy; 25–35% needs attention; 35% or more is high burden.

Example

Example: NT$50,000 income, NT$13,000 rent, and NT$2,000 other housing costs gives a 30% total ratio.

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FAQ

Is this financial advice?

No. It is an everyday estimate and not financial advice.

Should I include fees and utilities?

Yes. Including them better reflects real monthly housing cost.